Real estate appraisal services for homeowners in the city of Katy and Harris County
See the top seven reasons why Texas homeowners call on AD Appraisal, Inc.:
At AD Appraisal, Inc., we understand the special needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at AD Appraisal, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenging property tax assessmentsIf you live in a region that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal report from AD Appraisal, Inc. is your chief weapon when challenging your property tax assessment.
PMI Removal AppraisalsA popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping people just like you delete unwanted PMI insurance.
HELOC recently frozen?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. AD Appraisal, Inc. can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? AD Appraisal, Inc. offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.