There are lots of reasons the public calls on AD Appraisal, Inc.To a lot of people, an appraisal just looks like another fee on the settlement sheet for a home sale or refinance. And even though there are a budding number of automated home valuation methods that may appear to be more cost-effective than an appraisal, almost all lenders still need a local expert because the stakes are so high. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are other times when the services of a licensed, independent real estate professional might be beneficial.
Let AD Appraisal, Inc. help you dispute your tax assessment in Harris CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from AD Appraisal, Inc. is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.
How can you do away with PMI to lower your mortgage payment?When the amount being loaned to the home buyer is more than 80% of the actual value of the real estate, most lenders ask homebuyers to take out an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is promptly forgotten. This is bad because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to eliminate PMI, AD Appraisal, Inc. will provide you with a statement regarding the value of your home. The price you paid for the appraisal can often be offset in a short amount of time because you'll no longer be paying the PMI.
Settling a divorce with less stressA divorce can be an especially traumatic event for both parties, and it is often even more complicated by the hard decision of who keeps the house. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from AD Appraisal, Inc., regardless of the situation.
The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidation with AD Appraisal, Inc.Settling an estateThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.
Relocating to or from Harris County?Employee relocation can be a more than just an inconvenience. We know where you're coming from. We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered during our thorough process.
Don't sell out for too little or keep your home on the market too long.Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision regarding your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.
We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.